Does Auto Insurance Extend Coverage To Rental Cars? Michigan Auto Insurance Tips

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Does Auto Insurance Extend Coverage To Rental Cars?  Michigan Auto Insurance Tips



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Lifetime Insurance Services: Question of The Day
Does my personal auto insurance policy extend coverage to a vehicle that I rent or should I purchase the coverage offered by the rental car company?

Hi Jeff Grimm over here at Lifetime Insurance Services with the question of the day. Stay tuned.
And we’re back. Alright so the question of the day here at Lifetime Insurance Services is this…
If I rent a vehicle does my personal auto insurance policy extend coverage to that rental?
The answer to that question is yes and no! Hopefully that’s clear. Ok let’s dig a little deeper. If you rent a vehicle yes you will have coverage extend to that policy, but it will only extend the exact same coverages that are in place on your personal auto insurance policy. No more, no less.
There are some things that you need to think about though. If you choose to decline that coverage and rely simply on your personal auto insurance policy you could find yourself in a scenario that if you get into an accident they may still try to hit you with administrative fees or what they call loss of use fees. A loss of use fee would mean because that car was damaged and unavailable for them to rent out they lost money. But the reality is they have to prove that there were no other vehicles out there that they could have rented instead. And a lot of times you can get that waived. You may also see some admin fees, but to me I personally don’t choose to purchase the rental car coverage I rely on my personal Michigan auto insurance policy.
You need to make the decision that is best fit for you. But yes indeed, your personal auto insurance policy will extend coverage to that rental car.
Take care and if you have any further questions feel free to reach out to us, leave us a comment, give us a ring, or visit our website today.
As always if you are looking to save money on your auto insurance, home insurance, life insurance, or business insurance feel free to give us a ring. We represent multiple companies and we’ll shop the competition to see who has the best rates for you.
Feel free to give us a ring at (888)972-8896. You can also begin a quote right on our website at www.LifetimeInsuranceServices.com. If you happen to be watching us on Youtube below this video in the description field you will see a small link which will take you directly to our website so you can get a quote instantly.
Take care and we hope to hear from you soon!

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Lifetime Insurance Services: Question of The Day
Does my personal auto insurance policy extend coverage to a vehicle that I rent or should I purchase the coverage offered by the rental car company?

http://www.lifetimeinsuranceservices.com/get-a-quote-youtube/
Click the link above for a FREE quote or call us at (888) 972-8896

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